A fulfilling retirement doesn’t happen by accident — it’s the result of intentional planning. Whether you're five years out or already retired, having a clear financial roadmap can provide the freedom and confidence to enjoy the next chapter of life. At Axon Capital Management, we take a comprehensive approach to retirement planning that considers your lifestyle goals, income needs, healthcare costs, and tax strategy.
Income & Cash Flow Projections: Understand how much you’ll need to retire comfortably and where your income will come from.
Investment Allocation for Retirement: Align your portfolio with your timeline and risk tolerance to support a lasting, inflation-adjusted income.
Social Security & Pension Optimization: Navigate the best time to claim benefits and how to integrate them into your retirement income strategy.
Withdrawal & Tax Strategy: Coordinate withdrawals across accounts (401(k), IRA, brokerage) to minimize taxes and maximize income.
Retirement planning isn’t one-size-fits-all, and we don’t treat it that way. We tailor each plan to your personal situation and priorities. Let’s build a future that works on your terms.
Background: 61-year-old business owner and 59-year-old nurse in Round Rock
Life Stage: Pre-retirement, married, grown children
Planning Problems
Unsure whether they could retire soon while maintaining their lifestyle
Most assets tied up in Mark’s business and retirement accounts
Confused about Social Security timing and pre-Medicare healthcare
Solution
A financial advisor at Axon created a retirement transition plan that balanced income needs, asset liquidity, and healthcare costs.
Designed an exit strategy for Mark’s business to fund early retirement
Modeled ACA health coverage options until Medicare kicks in
Recommended optimal Social Security filing ages based on longevity and cash flow
Outcome
Mark and Denise now have a clear timeline to retire within 18 months with a stable, tax-efficient income. They feel more confident knowing how to bridge the healthcare gap and make the most of their Social Security benefits.
The above case studies are hypothetical in nature and do not involve real client data. The above results should not be construed as a guarantee of any future results when engaged in financial planning or advisory services.
Case Client: Cynthia
Background: 66-year-old retired school administrator in Georgetown
Life Stage: Early retirement, widowed
Planning Problems
Worried about how much she could safely withdraw without running out
Inherited a taxable brokerage account with unclear strategy
Wanted to help grandchildren financially without jeopardizing her own future
Solution
Our retirement planners developed a personalized withdrawal and legacy gifting plan that prioritized both stability and generosity.
Reallocated her investments for lower volatility and tax efficiency
Used qualified charitable distributions (QCDs) to lower taxable income
Created an annual gifting strategy to support her grandchildren’s college savings
Outcome
Cynthia now has a reliable plan that balances her personal spending, charitable giving, and family goals. She feels secure in her finances and empowered to enjoy retirement while making an impact.
The above case studies are hypothetical in nature and do not involve real client data. The above results should not be construed as a guarantee of any future results when engaged in financial planning or advisory services.
Comprehensive Financial Guidance
A breakdown of our service offering and the accompanying costs:
AUM – Ongoing Planning
This model is for clients seeking ongoing support and a hands-on partnership to manage their investments and financial life. I work with you continuously to ensure your plan stays aligned with your evolving goals and market changes.
Investment management tailored to your risk tolerance and objectives
Ongoing financial planning covering areas like retirement, taxes, equity compensation, and more
Proactive strategy adjustments as your life changes (e.g., new job, family milestones, or major purchases)
Unlimited communication and support to answer questions or address concerns throughout the year
Assets Invested
Annual Fee
$0-$250,000
1.20%
$250,000 - $2,000,000
1.00%
$2,000,000 - $5,000,000
0.80%
> $5,000,000
0.60%
Not blended, you move up full tiers as AUM grows. Example: For $350,000 in managed assets, the annual fee would be approximately $3,500. The fee is charged quarterly and deducted directly from your investment accounts for convenience.
Mid-career or high-income earners looking for ongoing advice and portfolio management
Clients who prefer to delegate financial tasks and want a dedicated advisor to help navigate their financial journey
Full Financial Plan
This model is ideal for individuals or families who want a comprehensive financial plan but prefer to implement it on their own. In two focused meetings, we’ll create a personalized roadmap for the most important areas of your financial life.
A full review of your current financial situation, including income, expenses, investments, and debt
Major life goals like home buying, education funding, or early retirement
Retirement savings (401(k), Roth IRA, IRA)
Equity compensation planning
A detailed written financial plan with actionable steps
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